Our services
Everlife provides advised protection insurance for individuals and businesses. We begin with the outcome you want to protect, explain the relevant options and make recommendations only within our approved scope.
Protection insurance
Choose the one that matches your circumstances and answer a few short questions. No medical questions, and no obligation to proceed.
For families and homeowners
A policy designed to pay a cash sum if the insured person dies during the term, so the people who depend on that income are not left with the bills.
For directors and small employers
Employer-funded individual life cover for an eligible employee, including some company directors, subject to policy, statutory and tax conditions.
For anyone who relies on their income
Cover designed to replace part of an insured person's income if illness or injury prevents them from working and the policy's incapacity definition is met.
For businesses with critical people
Cover intended to give a business access to capital if an insured person important to its financial performance dies or, where selected, becomes critically ill.
Client reviews
“They compared the market for us, explained exactly what was and was not covered, and handled the paperwork end to end. No pressure at any point.”
“I had no idea how income protection actually worked. It was explained in plain English, including the waiting period, before I signed anything.”
“Straightforward, calm and genuinely knowledgeable. They flagged an exclusion I would never have spotted on my own.”
“Everything was handled for us — quotes gathered, application submitted, underwriting questions answered. We just had to make the decision.”
“The team took the time to understand our position first. It felt like advice rather than a sales call.”
“Clear cost breakdown, clear limitations, clear next steps. Exactly what you want when the decision matters.”
“They compared the market for us, explained exactly what was and was not covered, and handled the paperwork end to end. No pressure at any point.”
“I had no idea how income protection actually worked. It was explained in plain English, including the waiting period, before I signed anything.”
“Straightforward, calm and genuinely knowledgeable. They flagged an exclusion I would never have spotted on my own.”
“Everything was handled for us — quotes gathered, application submitted, underwriting questions answered. We just had to make the decision.”
“The team took the time to understand our position first. It felt like advice rather than a sales call.”
“Clear cost breakdown, clear limitations, clear next steps. Exactly what you want when the decision matters.”
You do not need to identify a final product before speaking to us. Tell us whether your question relates to personal income, employer-funded protection or a key person. We will explain the next step within our approved service.
Contact EverlifeTell us what you want to protect and we will explain the options in plain language.
