Relevant Life Insurance
See if you qualify for Relevant Life Insurance and get a clear, free quote.
Question 1 of 6
Who would the cover be for?
No medical questions are asked here. Your answers are only used to prepare the conversation and are not an application for insurance.
- Takes about a minute
- No medical questions
- No obligation
A few short questions about your business so we can explain what employer-funded cover could look like. No medical questions and no obligation.
What it is
Relevant Life Insurance explained simply.
Relevant Life Insurance is an individual life policy paid for by an employer for an eligible employee, which can include some company directors.
It is often considered by smaller businesses that want death-in-service-style cover without setting up a registered group scheme.
How it works
Three simple steps.
- 01
Answer a few questions
Short, plain-English questions about what you want relevant life insurance to do.
- 02
We compare the options
We look at the insurers we can access and work out what suits your situation.
- 03
You decide, in your own time
We explain the cover, the cost and the limitations in writing before anything is concluded.
Why people consider it
Why this cover is worth understanding.
Cover funded by the business
Premiums are paid by the employer rather than from the individual's own income.
A benefit for a small team
It can be arranged for one person, which group schemes often cannot accommodate.
Structure matters
Eligibility and tax treatment depend on the policy being set up and maintained correctly, so it is worth getting right at outset.
What we do for you
We handle the whole process.
- We compare the insurers we can access for eligible employer-funded cover.
- We explain the conditions the policy must continue to meet.
- We coordinate the trust and application paperwork with you.
- We tell you clearly where separate tax or legal advice is required.
Client reviews
What people say about working with us.
“They compared the market for us, explained exactly what was and was not covered, and handled the paperwork end to end. No pressure at any point.”
“I had no idea how income protection actually worked. It was explained in plain English, including the waiting period, before I signed anything.”
“Straightforward, calm and genuinely knowledgeable. They flagged an exclusion I would never have spotted on my own.”
“Everything was handled for us — quotes gathered, application submitted, underwriting questions answered. We just had to make the decision.”
“The team took the time to understand our position first. It felt like advice rather than a sales call.”
“Clear cost breakdown, clear limitations, clear next steps. Exactly what you want when the decision matters.”
“They compared the market for us, explained exactly what was and was not covered, and handled the paperwork end to end. No pressure at any point.”
“I had no idea how income protection actually worked. It was explained in plain English, including the waiting period, before I signed anything.”
“Straightforward, calm and genuinely knowledgeable. They flagged an exclusion I would never have spotted on my own.”
“Everything was handled for us — quotes gathered, application submitted, underwriting questions answered. We just had to make the decision.”
“The team took the time to understand our position first. It felt like advice rather than a sales call.”
“Clear cost breakdown, clear limitations, clear next steps. Exactly what you want when the decision matters.”
Ready when you are.
Complete the short relevant life insurance questions at the top of this page and leave your details. We will come back to you with clear options, and you can decide from there.